According to the Bureau of Labor Statistics’ Census of Fatal Occupational Injuries (CFOI), electrocution as the fifth leading cause of work-related injuries and deaths in the United States; it also continuously puts workers, particularly those whose work brings them into close proximity to electrical sources, at risk of severe injuries or fatal accidents.

Risk of occupational electrocution accidents is most common among electricians, electrical helpers, utility workers, construction workers and those working in manufacturing sites. The highest death rates, though, come from the ranks of those whose work directly involves maintenance and repair of overhead power lines and construction workers, among whom 400 die every year due to accidental contact with high voltage wires. High voltage refers to voltage above 500. This level of power can actually “arc” or jump up to a distance of an inch to several feet through the air (the higher the voltage, the farther the arc) and can electrocute workers who happen to be near an electrically charged cable.

Instead of fending off electricity, the human body becomes an electrical conduit; this is what makes electrocution a very dangerous type of accident. As explained in the website of the Scudder & Hedrick, PLLC, law firm, there are many different ways in which a worker might encounter an electrical hazard on a job site, like unmarked wires running through a wall that might meet the end of a nail or drill; hanging lines above which a ladder may touch; a power tool malfunctioning; or an improperly regulated current causing an arc-flash that could fell anyone from across a room.

The effect of an electric shock is largely determined by the strength and flow of the electrical current, but virtually any contact with a source of electrical charge has the potential to be fatal. Possible effects of an electric shock include severe internal and/or external burns, muscle damage, spinal cord injuries, brain damage, heart attack, paralysis and death. Muscle damage can result to swelling of the limb which, in turn, can lead to “compartment syndrome,” a condition wherein blood is prevented from reaching the (affected) limb.

Severe electrical shocks have other effects, such as intense muscle contractions, fatal heart arrhythmia (a condition wherein the heart beats in an abnormal or irregular rhythm), brain and nerve injuries, serious injuries to internal organs, and fall accidents.

While it may be true that electrocution accidents are sometimes due to victims’ own carelessness, many others are results of other individuals’ negligent acts. Many law firms emphasize the necessity of victims of electrocution to be represented by personal injury attorneys who have in-depth experience in personal injury lawsuits. This is to help them seek the full amount of compensation brought about by the losses they have been made to suffer (and may still suffer in the future).

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Working long hours under demanding physical conditions can increase an employee’s chance of sustaining an injury. Construction companies require laborers to engage in repetitive physical movements during the development of properties. Repetitive movements can be especially taxing since repeated motion over-works muscles and ligature. The wearing down of muscles and ligaments can make workers vulnerable to joint pain, muscle tears, and broken bones. As a measure to protect employees, workers compensation laws are put in place. Workers compensation benefits are intended to supplement the income that workers are unable to earn due to a debilitating injury.

Workers’ comp benefits cover many injuries including amputations, broken bones, spinal cord injuries, brain injuries, and other incidents. Since employers provide and oversee the work environment, they are liable to protect their employees if they sustain any kind of physical injury. The amount of money that an injured worker is able to receive depends directly on the severity of the injury and the amount of time required for recovery. Workers compensation packages are available in an array of forms.

In addition to benefit packages, other protective provisions are available to employees. The Employee Retirement Income Security Act (ERISA) protects the private pension plans of employees. ERISA requires that employers meet certain minimum standards if they provide pension plans for the people under their employ. ERISA plans can significantly help pay towards retirement. However if a claim is denied, it could threaten a worker’s ability to retire comfortably. Fortunately, an experienced lawyer can be useful in appealing a denied ERISA claim. Hiring a lawyer to assist with unfair denials or delayed reviews could make a huge difference in being eligible to collect the most amount of money possible.

Insurance lawyers are more than familiar with the tricks insurance companies use to try to delay, reduce, and prevent payment, sometimes for perfectly legitimate claims. Theirs is a game of deception and refusing to follow through with their promises. The role of an insurance lawyer is to see through the insurance company’s smoke veils and fight for his or her client’s rights according to the contract both parties agreed to at the beginning of their insurance relationship. According to the website of insurance law firm Smith Kendall, PLLC, insurance companies can and should be held accountable for their wrongdoings, be it denying a fair claim, grossly underpaying on a claim, or unfairly delaying agreed upon payments.

If you believe your insurance company is acting in bad faith, make sure to get in contact with an experienced insurance law attorney as soon as possible. Insurance companies are obligated to protect you, not make your life harder than it already is, especially in the event of an accident. Make sure you’re protected by contacting a lawyer today.

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